healthcare discounts

Price Shopping Health Care | North Carolina Benefit Advisors

As the costs of health care soar, many consumers are looking for ways to control their medical spending. Also, with the rise of enrollment in high deductible health plans, consumers are paying for more health care out-of-pocket. From medical savings accounts to discount plans for prescriptions, patients are growing increasingly conscious of prices for their healthcare needs. Price shopping procedures and providers allows you to compare prices so that you are getting the best value for your care.

Check out this short video to learn more!

Discount Drug Programs | North Carolina Benefit Advisors

Did you know that you can save time and money on your prescription drugs by simply signing up for a discount card online? With savings as much as 80% off, these discount cards keep your health care costs down even when the prices of prescriptions are sharply rising.  At no cost to the patient, discount drug programs negotiate the price of medicines with pharmacies and then pass the savings on to the consumer.  These programs give subscribers a personalized discount card to be used at any pharmacy. While the discount card cannot be used in conjunction with health insurance, the consumer may see that the cost of their medicine is actually LESS with the card than it is with their insurance.

Another benefit to the consumer is that these programs will publish at which pharmacy you can find your medicine. This is especially helpful to the person who has specialty drug prescriptions. For example, Rebekah is prescribed a specialty drug for pain and neuropathy due to Multiple Sclerosis. This drug is not commonly stocked in pharmacies and so many times, she has had to wait for them to order it. By using the discount drug program, Rebekah is able to see which pharmacies have her medicine in stock and the estimated price.

So where do you start? Here are a few discount drug programs to investigate costs and providers for your prescriptions:

·      Provides free drug cards to reduce the out-of-pocket cost of prescription drugs.

·      Click on your state and the site will redirect you to your corresponding prescription assistance program.

·      Compares prices and discounts at thousands of pharmacies.

·      Receive coupons via phone, email, or text to print or present for discounts.

·      Free drug card to present at pharmacy for cost savings on prescriptions.

·      Earn rewards each time you use their card—similar to credit card rewards. Each fill is 500 points and when you reach 5,000 points, you earn a gift card to various retailers.

Being a savvy consumer can save you money! Shop around to find the best cost for your prescription drugs and save time by locating the pharmacy that has your meds in stock. Discount drug programs are a great resource so do your research and find one that fits your needs.

 

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Employers are Calling for Innovative Solutions

Employers are Calling for Innovative Solutions

Perhaps the most notable change in this movement toward self-funding is the number of smaller employers getting in the game. Although most of these are level-funded arrangements, employers see the value in gaining control of their plan with a focus on what’s important to their specific employee base. Plus, the tax advantage isn’t bad either, as state taxes are eliminated on most self-insured plans. 

Custom Benefits Solutions Starts a Monthly Newsletter

Be one of the first to sign up for our new monthly newsletter!  You'll have plenty of cool resources at your fingertips.  Learn benefit tips and tools to help understand your insurance plans better.  Get "tricks of the trade" from the experts.  Have "real life" explanations of why insurance is the way it is.  Ask questions, get answers.  It's not your typical newsletter.  You'll really like it!  Fill out the form below.  That's all you need to do!  You'll be connected with a cache' of resources to help you manage your employee benefits plans in a much smarter way.

Custom Benefits Solutions Signs On With Freshbenies

There are many barriers to quality healthcare.  Sometimes it's money, more often than not, it's time.  Ahh, time!  That commodity no one can seem to get more of.  You say, "I don't have time to go to the doctor"...and you know what?  I believe you!  Enter freshbenies.  A totally revolutionary membership that we actually WANT you to use.  It saves time, it saves money, it helps you live a healthier, happier, more productive life.  At the end of the day, that's what we're all about.  Go to www.freshbenies.com/gupton, and watch the video to learn more.  Then click on "individual", select your features and click "checkout now" to get your family signed up.  You're gonna love it!