talking to employees

It's The Great Health Insurance Renewal, Charlie Brown!

its-the-great-pumpkin-charlie-brown-slate.jpg

It’s you and your health insurance broker.  You’re thinking, this year I’m really going to get tough with this insurance company and I’m gonna ‘em them who’s boss.  I’m gonna be a tough negotiator and this is the year I’m gonna to get a better deal for my employees.  Seriously, you might as well be Charlie Brown saying to himself, “This year I’m really gonna kick that football” and like every other time, Lucy swipes the football away from you at the last second—just like she always does.  There you are, lying flat on your back wondering what just happened.

lucy+and+charlie+brown+football.png

Don’t be that guy this year, when your BUCA (Blue Cross, United, Cigna, Aetna) plan sends you this year’s increase—you need to fight back. When you hear your broker tell you that healthcare costs “just go up”, or when they bring you this year’s gimmicky product that’s supposed to make everything better—you need to fight back. Find that broker who is more like Snoopy, the Flying Ace, shooting fake reasons for increasing costs out of the sky. You can find one at www.healthrosetta.org. Or just call me. I’ll fight for you.

snoopy.jpg

Your employees are counting on you to look for a plan that provides transparency and lowers costs.  They’re hoping you’re going to come up with a plan that reduces out-of-pocket and gives them better access to high-quality healthcare.  I know what you’re thinking, “Better care, lower out-of-pocket? But I’m already paying more than I can afford.  Better care is going to cost even more!”  All I can tell you is that you’re wrong.  You’re not listening to the right advice.  Stop being a blockhead!

charlie brown getting advice.jpg

Let me give you an example of what happened at one of my clients this week.  We uncovered that an employee is taking a high cost brand name drug.  After some research, we determined that the brand name is just a quirky dosage of the generic ingredient.  The drug was costing the employer $733.00 per month.  I know that’s not much, but when we found out a local, independent compounding pharmacy could make the same dosage of the generic that the brand had for only $75.00 per month, we rejoiced like we’d won the lottery!  Transparent Advisor = 1, Big Bad PBM = 0.  And that was only one prescription! Imagine what we’ll find when we analyze every drug in their claims report.

snoopy-dance-gif-image-x2wiTl-clipart.gif

Don’t let your employees be the one kid who looks in their treat bag and all they have is a rock.  That’s no good for anyone. Be the employer everyone wants to work for because your health plan is the best around. It IS possible! You CAN do it! And it’s NOT scary! #letsfixhealthcare

i got a rock.jpg

Need help designing the best health plan in town? You can count on us. Message us at cristy@custombenefits.work. We can help.

Winning the War on Diabetes

Winning the War on Diabetes

Diabetes is affecting over 29 million people in the United States.  That's 10% of every man, woman and child and according to the Centers for Disease Control, another 86 million have pre-diabetes and some don't even know it.  Of the $245 Billion being spent annually on the treatment of diabetes and its complications you can bet some of that money is coming out of your health plan.  At Custom Benefits Solutions, we work with our employer clients to develop a wellness strategy that helps employees with diabetes to better manage that disease and reduce their employer's financial burden associated with it.  #custombenefitswork

Stress Comes from Many Sources

Stress Comes from Many Sources

Research has shown that employee engagement is clearly linked to an employee's well-being, so it makes sense that companies are focusing on wellness initiatives. But a person's well-being is impacted by much more than their physical health. What about mental and emotional health? Many employees experience near-constant stress because of financial, medical and legal issues that can eat away at their overall well-being and even cause physical issues like high blood pressure, heart disease and stroke.

Communication is they key...but you have to fundamentally change how you do it.

Communication is they key...but you have to fundamentally change how you do it.

As Bill Gates once said, “We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next 10. Don't let yourself be lulled into inaction.”